Life and Disability Insurance

The benefits listed on this page will be in effect until January 1, 2020. If you need information on Life and Disability Insurance for the 2020 benefit year, please visit the 2020 Life and Disability Insurance Page.

InsuranceThe Company’s insurance carrier for life and disability insurance (including funeral and travel benefits) is Voya™. You can add or change your life and disability elections at any time in Workday; see our Workday Enrolling In or Changing Your Life and Disability Coverage QRG (PDF) for instructions. Insurance benefits terminate when you leave the Company. Weekly rates for the items below can be found in the benefits enrollment packet mailed to your home. 

Basic Life Insurance and AD&D

Basic Life Insurance benefits offer you a way to protect your family’s financial security in case of injury or death. The weekly cost is very inexpensive and the benefit is 1.5x your annual salary, up to a maximum of $50,000.

Additional and Dependent Life Insurance

Employees may purchase Additional Life Insurance in $10,000 rounded-up increments up to 7x your base salary, capped at $500,000. If you elect Additional Life coverage for yourself, you may purchase Dependent Life Insurance for your spouse and child(ren). The Spouse Life benefit may be elected in $5,000 increments up to 50% of your additional life benefit election, capped at $100,000; the benefit amount reduces at age 65. The Child Life benefit covers all of your children in the amount of $5,000 or $10,000. (See the Insurance Rates in the Benefits Guide mailed to your home or contact the Benefits Team in Human Resources for more information at 1-800-347-4348 or

Note: Any new life and disability elections during Open Enrollment require evidence of insurability (EOI). An EOI form will be sent to you from Voya. Complete and return the form to Voya for review. Upon approval, benefits will go into effect.

Short Term Disability Insurance

This benefit is designed to replace 60% of your income, up to a maximum of $1,200 per week, if you are unable to work due to a non-work related short term illness or injury. This benefit pays for up to 24 weeks. Short Term maximum earnings are $104,000. The cost for this benefit is based on your annual earnings.

Long Term Disability Insurance

This plan provides 60% of your income, up to a maximum of $6,000 per month, beginning after 180 days of continuous disability. The cost for this benefit is based on your annual earnings and age.

Travel Assistance and Funeral Planning Services

These services are available as an additional benefit to those enrolled in any of the Voya life and disability benefits above; learn more …

Have questions or need more information about taking a Leave of Absence? Contact HR’s Leave of Absence team at

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